Privacy Policy

Last updated: December 11, 2025

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

• Account– means a unique account created for You to access our Service or parts of our Service.
• Affiliate– means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Company– (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Kapitaal Plus.
• Cookies– are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• Country– Belgium.
• Device– means any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Personal Data– is any information that relates to an identified or identifiable individual.
• Service– refers to the Website.
• Service Provider– means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
• Usage Data– refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website– Kapitaal Plus, accessible fromhttps://kapitaalplus.com.
• You– means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

• Email address
• First name and last name
• Usage Data

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service.

• Cookies or Browser Cookies: A Cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.
• Web Beacons: Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies on theTermsFeed website.

Use of Your Personal Data

• To provide and maintain our Service
• To manage Your Account
• For the performance of a contract
• To contact You by email, phone, SMS, or push notifications
• To send you news, offers, and information about products and services
• To manage your requests
• For business transfers (mergers, acquisitions, or asset sales)
• For other purposes such as data analysis and service improvement

Sharing Your Personal Data

• With service providers
• For business transfers
• With affiliates
• With business partners
• With other users in public areas
• With your consent

Retention and Transfer

We retain Personal Data only as long as necessary and may process data outside Belgium under adequate security measures. Your submission signifies consent to this transfer.

Deletion of Your Personal Data

You can update or delete your data via your account or by contacting us. Some data may be retained longer if legally required.

Disclosure of Personal Data

We may disclose data during business transactions, legal requirements, or to protect rights, property, or safety.

Security of Your Personal Data

We do our best to protect your data, but no method of transmission or storage is 100% secure.

Children's Privacy

Our Service is not intended for children under 13. If we collect data from a child under 13 without parental consent, we will delete it.

Links to Other Websites

We are not responsible for third parties. Check their privacy policy before use.

Changes to this Privacy Policy

We may update this Privacy Policy. Changes are effective as soon as they are posted on this page. We may inform you via email or a prominent notice.

Contact

For questions about this Privacy Policy, you can contact us via:

• Email: [email protected]